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GIFTS THEY'LL LOVE / Valentines Day 2020 Shop Now >
easy & affordable financing on jewelry
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0% APR Financing Available*

Suprise the one you love with the gift they really want.

Check My Rate

We provide easy & affordable financing so you can pay for your purchase over time.

  • Affordable Monthly Programs

    Pay for your order over 3 months at 0% APR or over 24 or 36 months at competitive interest rates.*

  • No Prepayment Penalties

    You pay back the loan in monthly payments and can prepay at any time without penalty.

  • Fast & Easy Online Application

    No paperwork here! Applying is easy and financing terms are clear. Get a decision in seconds.

Check My Rate

*Your terms may vary and are subject to credit approval. The term is for a loan to finance a purchase. Rates range from 0% APR to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.

How It Works

Get what you want now and keep your money in your pocket.

  • Find The Things You Need

    Shop on any site that uses Bread and make your selections.

  • Apply And Buy

    Check your rate in seconds. If you pre-qualify, review and select a payment plan to complete your purchase.

  • Pay Over Time

    Looking to make a payment? See your activity and make easy payments at our member site.

Learn More

Questions? You can reach out to Bread directly at or 844.992.7323

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