0% APR Financing Available*
Suprise the one you love with the gift they really want.
We provide easy & affordable financing so you can pay for your purchase over time.
Affordable Monthly Programs
Pay for your order over 3 months at 0% APR or over 24 or 36 months at competitive interest rates.*
No Prepayment Penalties
You pay back the loan in monthly payments and can prepay at any time without penalty.
Fast & Easy Online Application
No paperwork here! Applying is easy and financing terms are clear. Get a decision in seconds.
*Your terms may vary and are subject to credit approval. The term is for a loan to finance a purchase. Rates range from 0% APR to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.
How It Works
Get what you want now and keep your money in your pocket.
Find The Things You Need
Shop on any site that uses Bread and make your selections.
Apply And Buy
Check your rate in seconds. If you pre-qualify, review and select a payment plan to complete your purchase.
Pay Over Time
Looking to make a payment? See your activity and make easy payments at our member site.
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