0% APR Financing Available*
Suprise the one you love with the gift they really want.
We provide easy & affordable financing so you can pay for your purchase over time.
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Affordable Monthly Programs
Pay for your order over 3 months at 0% APR or over 24 or 36 months at competitive interest rates.*
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No Prepayment Penalties
You pay back the loan in monthly payments and can prepay at any time without penalty.
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Fast & Easy Online Application
No paperwork here! Applying is easy and financing terms are clear. Get a decision in seconds.
*Your terms may vary and are subject to credit approval. The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 at 0% APR, or 36 equal monthly payments of $42.45 at 29.99% APR, per $1,000 borrowed. Bread loans are made by Cross River Bank, Member FDIC.
How It Works
Get what you want now and keep your money in your pocket.
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Find The Things You Need
Shop on any site that uses Bread and make your selections.
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Apply And Buy
Check your rate in seconds. If you pre-qualify, review and select a payment plan to complete your purchase.
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Pay Over Time
See your activity and make easy payments at our member site. Looking to make a payment?
Questions? You can reach out to Bread directly at support@getbread.com or 844.992.7323
Popular Categories
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Engagement Rings
Find the one ring for your one true love. Choose from thousands of styles as beautiful as them.
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Bridal Sets
By choosing a Bridal Set you are guaranteed to get the perfect matching band.
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Wedding Rings
Perfect for Anniversaries, whatever the occasion you will find pieces your loved one will cherish forever.
Shop Wedding
