easy & affordable financing on jewelry
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0% APR Financing Available*

Suprise the one you love with the gift they really want.

Check My Rate

Pay for your fine jewelry selection over time using our flexible financing.

  • Affordable Monthly Programs

    Pay for your order over 3 months at 0% APR or over 24 or 36 months at competitive interest rates.*

  • No Prepayment Penalties

    You pay back the loan in monthly payments and can prepay at any time without penalty.

  • Fast & Easy Online Application

    No paperwork here! Applying is easy and financing terms are clear. Get a decision in seconds.

Check My Rate

*Cross River Bank, Member FDIC, offers these Bread® loans. The specific terms of your loan may vary. Rates are subject to credit approval and can range from 0% to 29.99% APR. This could result in, for example, three equal monthly payments of $333.33 at 0% APR per $1,000 borrowed.

How It Works

Purchase your selection today without any upfront payments.

  • Shop Handcrafted Pieces

    Browse our collection of fine jewelry, including diamond engagement rings.

  • Apply for Easy Financing

    Check your rate to see if you pre-qualify. Then choose the payment plan that best fits your budget.

  • Make Monthly Payments

    You can make your monthly payments on the Bread member site.

Learn More

If you have any questions about our financing options, please reach out at (847) 367-7022.
Alternatively, you can contact Bread directly at support@getbread.com or (844) 992-7323.